Navigating European Financial Licensing with Precision
Accordium Global Advisory Inc. guides institutions and founders through the full EMI licence acquisition process across EU jurisdictions — from strategy through authorisation.
A Full-Spectrum Licensing Advisory Practice
We combine deep regulatory knowledge with strategic advisory to position clients for a successful EMI authorisation across the European Economic Area.
Regulatory Strategy
Jurisdiction selection, licence type assessment, and roadmap design tailored to your business model and target markets within the EEA.
Application & Documentation
Preparation of full authorisation packages — business plans, governance frameworks, AML/CFT policies, capital adequacy assessments, and operational manuals.
Regulator Liaison
Active management of dialogue with competent national authorities throughout the review process, including response to clarification requests.
Compliance Architecture
Design of post-licensing compliance structures: safeguarding arrangements, capital controls, reporting obligations, and ongoing supervisory requirements.
Passporting & Expansion
Strategic use of EU passporting rights to extend your authorisation across member states without repeated full-licence applications.
Partner & Banking Access
Introduction to banking partners, BaaS providers, and correspondent networks essential for newly licensed EMIs to operationalise.
A Structured Path to Authorisation
Initial Scoping
Assessment of business model, target markets, and existing corporate structure to define the optimal jurisdiction and licence type.
Documentation Build
Preparation of the full regulatory file — governance, risk frameworks, AML/CFT policies, safeguarding model, and financial projections.
Submission & Review
Submission to the competent national authority, active management of the review timeline, and response coordination.
Authorisation & Launch
Final approval management, passporting filings, and operational readiness support to ensure a compliant launch.
- Bulgaria — BNB, competitive cost base
- Lithuania — Bank of Lithuania, fast-track programme
- Ireland — Central Bank of Ireland, EEA hub
- Luxembourg — CSSF, institutional credibility
- Netherlands — DNB, strong passporting track
- Germany — BaFin, largest EEA market
- Malta — MFSA, crypto-asset alignment
- Estonia — Finantsinspektsioon, digital-first
Begin Your Licensing Journey
We work with a select number of mandates to ensure dedicated, senior-level advisory on every engagement.