Privacy Policy

1. Who We Are

Accordium Global Advisory Inc. is an advisory firm specialising in EU financial regulatory licensing, including Electronic Money Institution (EMI) and payment institution authorisations. References to "our website" mean the website accessible at accordiumglobal.com.

For any data protection enquiries, please contact us at: contact@accordiumglobal.com

2. Data We Collect

We collect personal data only when you voluntarily provide it to us — primarily through our contact and enquiry form. The categories of data we may collect include:

• Full name and job title
• Company or organisation name
• Email address
• Jurisdiction of interest and details of your licensing requirements as described in your message

We do not use tracking cookies, analytics platforms, or advertising technologies on this website. We do not collect data passively or without your knowledge.

3. How We Use Your Data

We use the information you submit solely for the following purposes:

• Responding to your enquiry and assessing whether we can assist with your regulatory licensing requirements
• Maintaining a record of pre-engagement correspondence for the purposes of our legitimate business operations
• Complying with any applicable legal or regulatory obligations

We do not use your data for marketing, profiling, or automated decision-making. We will never sell, rent, or trade your personal information to third parties.

4. Legal Basis for Processing

Our legal basis for processing the personal data you submit is:

• Legitimate interests — to respond to business enquiries and manage pre-contractual communications
• Consent — by submitting the contact form, you consent to us processing your data for the purposes described in this policy
• Legal obligation — where we are required to retain or disclose information under applicable law

5. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected. Enquiry correspondence is typically retained for a period of up to three (3) years from the date of receipt, unless a longer retention period is required by law or the matter progresses to a formal engagement, in which case our client data retention policy applies.

6. Third-Party Processors

Our contact form is processed by Formspree (formspree.io), a third-party form submission service. Data submitted via the form is transmitted to and stored by Formspree in accordance with their own privacy policy and terms of service. We recommend reviewing Formspree's privacy documentation at formspree.io/legal/privacy-policy.

No other third-party services receive your personal data as a result of using this website.

7. International Transfers

Accordium Global Advisory Inc. operates across multiple jurisdictions. Where personal data is transferred outside the European Economic Area, we ensure appropriate safeguards are in place in accordance with Chapter V of the GDPR, including reliance on standard contractual clauses or adequacy decisions where applicable.

8. Your Rights

Under the GDPR and applicable national data protection laws, you have the following rights in relation to your personal data:

• Right of access — to request a copy of the personal data we hold about you
• Right to rectification — to request correction of inaccurate or incomplete data
• Right to erasure — to request deletion of your personal data where there is no compelling reason for its continued processing
• Right to restriction — to request that we limit how we use your data in certain circumstances
• Right to data portability — to receive your data in a structured, commonly used format
• Right to object — to object to processing based on legitimate interests
• Right to withdraw consent — where processing is based on consent, to withdraw it at any time without affecting prior processing

To exercise any of these rights, please contact us at contact@accordiumglobal.com. We will respond within 30 days in accordance with our obligations under applicable law.

9. Complaints

If you believe we have handled your personal data in a manner inconsistent with this policy or applicable law, you have the right to lodge a complaint with your local data protection supervisory authority. Within the EU, this is the relevant national data protection authority in your country of residence.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The date of the most recent revision is shown at the top of this page. We encourage you to review this policy periodically.

11. Contact Us

For any questions, requests, or concerns regarding this Privacy Policy or our data practices, please contact: